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The New Way
Group Health Plan

The New Way

1. Employers control the costs, not the benefits.

2. Employees control the benefits and costs.

3. Flexible, Contiguous and Transportable

4. There are long-term cost advantages.

5. Simplified Out-of-State Coverage. Great for dependents and/or employees who study or live out-of-state.

The Old Way

1. Employers control the benefits, not the costs.

2. Employees have minimal control of benefits and costs.

3.  Inflexible, Incontiguous and Transportable (but Cobra is expensive).

4.  Long-Term costs are controlled by reducing benefits.

5.  Difficult to offer out-of-state coverage.


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