An Introduction

As a business owner you're inundated with information that at times is designed to sell you rather than educate you.  Group Benefits 101 is aimed at simplifying the group health insurance landscape and dispelling some of the myths that may cost you money. The South Texas Healthcare Alliance wants to be your resource for objective information that helps you make better decisions, which ultimately saves you money. You're under no obligation if you call us with a question and the information within is free of charge.

Group Benefits 101

Myths vs Reality

Employee's Perspective

Contrary to popular belief, there is no empirical evidence that offering your employees health insurance increases their productivity, reduces absenteeism or increases morale. However, it does affect turnover and attracts talent. Read more...

Employer's Perspective

My costs are continuing to increase and so are deductibles and out-of-pocket costs.  What, if anything, can I do about it?  The key is to accept which cannot be changed; courage to change what should, and wisdom to know to know the difference. See Illustration

Four Basic 
Categories

There are literally hundreds if not thousands of group health plans that are available to you. However, each one of those plans falls into four broad categories.  Determining the right category for your company is the first step to managing your costs.

Action Plan
Checklist

Here are the essential task associated with shopping for and purchasing health insurance for your small business.